8 pages / PDF
Family Office / Governance
Read PDF ↗The Family Office: A Founder’s List
A practical South African guide to lawful authority, family participation, outsourced and hybrid delivery models, service coordination and succession.
MDB Law / Insights
Law, governance and business—made useful.
A chronological library of MDB Law publications connecting legal developments and structural questions to the decisions businesses, founders and families must actually make.
Financial regulation & fintechPayments, FX & derivativesStablecoins & digital assetsFamily Office & succession
Latest publication
How to Beat a Competitor-Driven Google Takedown
Five practical moves for preserving the record, separating Google products and filing a disciplined response when a competitor-driven takedown disrupts a digital business.
Publication archive
Newest first.
16 MDB Law publications, presented in publication-date order.
8 pages / PDF
Payments / Authorisation
Read PDF ↗South Africa’s New Payment Authorisation Framework
An activity-based view of the Reserve Bank’s new framework, the payment chain and the operating, capital, safeguarding and accountability requirements facing payment institutions.
6 pages / PDF
Crypto / Cross-border
Read PDF ↗User Guide to the New CASP Cross-border Manual
A practical guide to the draft Authorised CASP framework, the domestic and cross-border perimeter and the reporting lane created for crypto capital flows.
4 pages / PDF
ODP / Operating Model
Read PDF ↗Building the Business Behind Your ODP Licence
Why an ODP build should begin with the real trading model and connect products, contracts, cash, data, people, systems, controls and evidence before the application is assembled.
3 pages / PDF
Stablecoins / Sustainability
Read PDF ↗The Butterfly Effect of Carbon Stablecoins
Carbon-backed stablecoins, digital twins and the legal architecture linking programmable value to verified environmental outcomes.
3 pages / PDF
Stablecoins / Cross-border
Read PDF ↗The Yuan Awakens: CNH Stablecoins Target Africa’s Financial Frontiers
A strategic brief on yuan-pegged stablecoins, RMB liquidity, emerging-market corridors and the developing regulatory position.
4 pages / PDF
Stablecoins / Blockchain
Read PDF ↗Stablecoin: From Geeky Teenager to Poster Child of Blockchain Finance
How stablecoins moved from background infrastructure to a central tool for remittances, payments and access to digital dollar value.
4 pages / PDF
Payments / Market Structure
Read PDF ↗From Limbo to Redemption: A Fintech’s Journey Through the Payment Inferno
A practical journey through the layers of South Africa’s payment system and the increasing obligations closer to clearing and settlement.
2 pages / PDF
ADLA / Remittance
Read PDF ↗Avoiding Regulatory Pitfalls: Navigating Foreign Fintech Licensing in South Africa
The licensing, ownership, UBO and local-governance questions facing foreign-backed remittance and fintech operators entering South Africa.
3 pages / PDF
Wallets / Foreign Exchange
Read PDF ↗Multi-Currency Wallets: What Came First—the Wallet or the Licence?
Why wallet functionality, FX handling, exchange-control design and reporting obligations must be considered before a remittance product is launched.
3 pages / PDF
ADLA / Sustainability
Read PDF ↗ADLA Field Guide: Maximising Your SDG Footprint
How remittance businesses can identify, measure and communicate their contribution to financial inclusion and the Sustainable Development Goals.
2 pages / PDF
OTC Derivatives
Read PDF ↗South Africa’s OTC Market Is Changing. Is Your OTC Desk Ahead of the Curve?
Product design, settlement innovation, liquidity controls and compliance architecture for forward-looking South African OTC desks.
4 pages / PDF
ADLA / Remittance
Read PDF ↗Unlocking Africa’s Remittance Potential: How ADLA Start-ups Can Compete
The regulatory and infrastructure choices that shape FX, remittance and B2B payment propositions across African corridors.
4 pages / PDF
ADLA / Licensing
Read PDF ↗The ADLA Licensing Process: A Step-by-Step Guide
A practical introduction to the ADLA application journey, from document gathering and business-plan refinement to inspection readiness.
2 pages / PDF
Payments / Acquiring
Read PDF ↗Powering Payments: The Acquirer Licence in South Africa
An overview of the legal, sponsor-bank, scheme, operational, compliance and financial-soundness considerations for acquiring businesses.