L20p0LvJH

FROM LIMBO TO REDEMPTION: A FINTECH’S JOURNEY THROUGH THE PAYMENT INFERNO

In South Africa, our national payment ecosystem comprises multiple layers of regulation. At its helm stands the National Payment System (NPS) department of the South African Reserve Bank (SARB), entrusted as the vigilant gatekeeper, guarding each tier with precision and principle. The deeper one ventures, the more complex and rigid the terrain becomes. Near the

FROM LIMBO TO REDEMPTION: A FINTECH’S JOURNEY THROUGH THE PAYMENT INFERNO Read More »

Avoiding Regulatory Pitfalls: Navigating Foreign Fintech Licensing In South Africa

Foreign-backed remittance operators are rapidly expanding their digital first models across Africa, promoting faster and cheaper transfers as they seek to capture strategic corridors and consolidate market positions. But pay attention… beneath this wave of innovation lies an escalating concern amongst local policymakers and regulators alike. We expect that local regulators will be adopting a

Avoiding Regulatory Pitfalls: Navigating Foreign Fintech Licensing In South Africa Read More »

ADLA Field Guide: How to extract maximum benefit from your #SDG footprint

 Every day, thousands of remittance transactions fuel small businesses, help migrant workers support their families, and increase financial access for underserved communities. Yet, these contributions rarely make it into structured sustainability reports which is a missed opportunity for ADLAs to measure and prove their contributions to SDG targets in emerging markets. To truly understand how

ADLA Field Guide: How to extract maximum benefit from your #SDG footprint Read More »

South Africa’s OTC market is changing. Is your OTC desk ahead of the curve?

At MDBLaw, we are always energised when working with forward-thinking OTC desks that are building new products for the South-African market. In our OTC market in South Africa, the majority of OTC license holders follow the same recipe: “standardized products on generic trading platforms with little differentiation in terms of user experience or settlement mechanisms”

South Africa’s OTC market is changing. Is your OTC desk ahead of the curve? Read More »

Unlocking Africa’s Remittance Potential: How ADLA start-ups can compete in FX & B2B payments

As an ADLA attorney, working with start-ups across South Africa, Kenya, Bangladesh, India and beyond, I’ve seen firsthand how Africa’s fragmented financial infrastructure creates pitfalls for emerging ADLAs. My view is supported by a recent #OuiCapitalreport, which highlights structural barriers preventing financial integration across t he continent. 1. No Pan-African Clearing System Africa has no

Unlocking Africa’s Remittance Potential: How ADLA start-ups can compete in FX & B2B payments Read More »