Practical legal solutions tailored to your needs

MDB Law also provides outsource compliance solutions (inductions or phased-out staffing solutions) at critical pre- and post-licensing phases. During testing periods, our team is present and actively engages with regulators, often speaking directly to the regulator teams to demonstrate licensing approaches, product flows and reporting models. Some of our solutions, particularly within the Finsurv (BoPCus), FIC and exchange control domains have been tested and are known by regulatory stakeholders, allowing us to offer clients credible, field-tested pathways to operational readiness. For fintechs operating offering over-the-counter derivative products, we also assist with liquidity and hedging risk solutions.

MDB Law has supported both global and regional fintechs entering South Africa by guiding NewCo incorporations, branch setups, market strategy execution, field agent alignment and the implementation of localised terms and regulation-ready technology solutions that fit our market. We have partnered with cross-border remittance operators to test mobile wallet and mobile money strategies, including payout flows and integrations with external MNOs and last-mile payment providers.

We have advised clients operating in Kenya, Malawi, Ghana, Uganda, Zambia, Nigeria, Senegal, Côte d’Ivoire, Mali, Benin and Burkina Faso. In these markets, we have assisted clients with pricing structures, inter-country compliance measures and payment integrations.

At a macro level, MDB Law further helps fintechs to introduce global principles such as the United Nations Sustainable Development Goals (#SDGs) and green taxonomy principles into compliance frameworks. This allows clients to quantify their footprint, align with sustainability expectations in emerging markets and demonstrate good faith to both regulators and partners.

Whether you are building platforms, new integrations, new products or navigating new markets, MDB Law is ready to become your legal partner!